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Messages - rjhowie

77
DnD Central / Re: Credit union waste of time no income!
Years ago I opened an account with my city council credit union (was involved in my city structure at the time) because it gave an annual income non-taxed of course at 5% and more than my regular bank situations. History now along with the banks.
80
DnD Central / Re: The Precautionary Principle Goes To Space
Billions spent in space is a terrible waste of money and in hard fact does little to look forward to. Visit a planet and slowly stumble about in a heavy spacesuit be limited what you can do and so on?
81
DnD Central / Re: Another groaning lock down in Scotland
Of course I am being noted for to be locked down Luxor! As for the PM I would add that your wee female fuhrer is just as damning up here. When we got the first one lasting ages I got extremely bored as heck and my two sisters and brother live a distance away and I found boredom became a rapid groan as I also live myself. As for what Johnston said at that meeting it will be handy for your corner to go wonky but would remind that the GB government INCREASED money to Scotland on top of the usual annual money which you of course subtly ignored!  Had an MSP who had to be jailed for fraud and another who was parliamentary Treasurer stepping down after his attempt at a long association with a schoolboy. Throw in the mess merging all the police forces NHS issues jings you are doing a dance!  :D

Do please note what I said about people who are further down socially and miss everything getting shut for 3 damn weeks for goodness sake! When routine shops have to close yet again it is a threat to their eventual continuation and they themselves not a problem and did well as folk are not in shops for very long. Would also say that Sturgeon's dance when pressed by opposition leaders you carefully did a wee dance on too! Now an active man like me is to get bored too and what a hellish three weeks to be stuck with again.  :headbang:
83
DnD Central / Another groaning lock down in Scotland
As I have said here I routinely had stopped watching the Scottish First Minister but when I realised an entrancement to be made on Tuesday decided frustratingly to listen to her stuff to the Scottish Parliament. So once again a damn shutdown until the 11th December except of course supermarkets. Traditionally I am not a fan of Scottish Labour but I do say that his answer to Sturgeon was a positive one.  I have places I pop into for  tea/coffee and occasionally chat to few others and find they are as annoyed as me and in addition the Scottish tv news interviewed folk in the street and some small shopkeepers (going to be struggling again). The thing I especially noticed was that when the BBC on Glasgow streets the impression I got was that working class people were not very keen on this new closing.

It is for many a negative importance being stuck at home with essentially nowhere to go but the supermarket. For me I will miss the enjoyable times going for a walk then popping into a popular shop or a cafe to sit, relax, read my paper and have a snack or whatever. This thing will of course lose more jobs and business places and as I have illustrated it is medication that will help reduce things not this damnable shutting everything down then acting like a dictator.
84
DnD Central / Re: Everything Trump…
Does not make a lot of real difference who runs the White House because there are armies of Americans getting nowhere and being permanently a big number of sufferers.  :irked:
85
DnD Central / Re: Credit union waste of time no income!
I would say that perhaps in real life you might not have much of an influence noted so a forum gives a wee chance of feeling important. Just a pity it is made as would maybe help you a bit!

For greater brain using folk I would state very directly and factually that interest rates on bank accounts, credit unions and such are at their lowest for years. Indeed many bank or credit unions are less than even 1%!  :o
86
DnD Central / Re: Credit union waste of time no income!
Well there is a positive coming from across the pond! And jings i did not think that a possibility. With even bank accounts being so low almost negative I am all for woman kissing.
87
DnD Central / Re: Smacking a child to be dropped now
No nanny thing not my cup of tea Oakdale! The issue of a child getting a slap on the backside was not some massive and wild thing at all. In most kids where it happened and they were a minority when they cried it was more because they were caught out on something and  that was it. You would think it was a mass terror thing which was nonsense but the willy-nilly attitude pops up everywhere these day.The nanny state minds are a groan. Can I also let you know dear man that our local government started coming u with an authoritative situation that every child in Scotland would have someone to be responsible for not matter what your background was. However the population across the board were determined not to have such State authority. Talk about modern control freaking!  :-[ 
90
DnD Central / Re: Credit union waste of time no income!
Hi O. I would like better times as I am paying in a fair amount each moth. It is a large organisation but the benefits it has did not affect me I liked the non-taxed sum you got annually at Christmas. Having started in a large background - the City Council did well then started going down and in 2019 just above 1 percent so put more in and now getting no damn interest! Even banks and building societies as bad. Worse than a crazy woman wanting to kiss me!
91
DnD Central / Credit union waste of time no income!
For years I have been a member of the Glasgow Credit Union as had been a City Council employee. was not so interested in the benefits of loans (people who take a loan pay no extra and it comes out their monthly paying in). For a while it was a great 5% annual sum you got back and in due course started to decline but even routine bank situations had been worse! So last year i increased my annual monthly payment but now found out we are getting damn all back this December!
92
DnD Central / Alex Salmond situation being well controlled!
The Scottish parliament appropriate committee is being stopped from getting access to information over the recent mishandling of a case against the former First Minister Salmond. We taxpayers lost hundreds of thousands in the court matter and he was declared innocent of accusations. Since then the government has blocked internal government actions and the Deputy First Minister continuing to be control freak.  :down:
94
DnD Central / Re: Smacking a child to be dropped now
That earlier comment about smacking me could mean well assault and no doubt action. utterly silly. Smacking a kid lightly on the bottom was not heavy nor everyone doing it. We just get rolled back in society now and if you object get labelled daftly. The other thing here in Scotland was the project to change the law and not want someone jailed for under a year. That direction was a groan when the lowest level the District Courts could not jail for more than 6 weeks! Way we are being taken a glare will be a crime!  :irked:
99
DnD Central / Re: Smacking a child to be dropped now
More modern would-be wonderful liberalism. Smacking children was not some massive big wide fiasco and i would say in most cases where it happened it was more of a child getting voiced at being caught out and punished.  Was not an essential problem just occasional cases.
100
DnD Central / Smacking a child to be dropped now
Scotland is to be the first of the UK nations to ban this activity. All part of the drift in modern times of would-be liberalism. I have never thought it a big issue and recall when the strap banned in schools how the suspensions rose, etc.In my city education department where I was remember parents who were not happy when that happened.